Step 1: Write second polynomial below the first one. Making sure like terms are lined up.
$$ \begin{array}{lrrr} & 10x^2 & 8x & -5 \\ \color{red}{ - } & -9x^2 & -3x & -4 \\ \hline \end{array} $$Step 2: Change ALL the signs in the second row.
$$ \begin{array}{lrrr} & 10x^2 & 8x & -5 \\ \color{red}{ - } & 9x^2 & 3x & 4 \\ \hline \end{array} $$Step 3: Combine like terms (add each column):
$$ \begin{array}{lrrr} & 10x^2 & 8x & -5 \\ \color{red}{ - } & 9x^2 & 3x & 4 \\ \hline & x^2 & 5x & -9 \end{array} $$