We can multiply polynomials by using a GRID METHOD
Write one of the polynomials across the top and the other down the left side.
$$ \begin{darray}{|c|c|c|c|}\hline & \color{blue}{x^2} & \color{blue}{-3x} & \color{blue}{-3} \\ \hline \color{blue}{3x} & & & \\ \hline \color{blue}{4} & & & \\ \hline \end{darray} $$Fill in each empty box by multiplying the intersecting terms.
$$ \begin{darray}{|c|c|c|c|}\hline & \color{blue}{x^2} & \color{blue}{-3x} & \color{blue}{-3} \\ \hline \color{blue}{3x} & \color{orangered}{3x^3} & \color{orangered}{-9x^2} & \color{orangered}{-9x} \\ \hline \color{blue}{4} & \color{orangered}{4x^2} & \color{orangered}{-12x} & \color{orangered}{-12} \\ \hline \end{darray} $$Combine like terms:
$$ 3x^3-9x^2 + 4x^2-9x-12x-12 = \\ 3x^3-5x^2-21x-12 $$